Fees

Once a unit/department begins to accept funds for the sale of products or services, they are considered a "merchant." To accept credit cards as a method of payment, you must operate under a merchant account. Credit card issuers provide each merchant account with merchant numbers, also known as Merchant ID’s (MID), which uniquely identify its credit card transactions.

All merchant accounts, payment application systems, payment gateways and credit card equipment must be established for use through the E-commerce Committee prior to purchase. More detailed discussion of fees is considered when a department meets with the E-commerce Committee to discuss direction, business processes and viable e-commerce setup for the department.

There are two ways to operate as a merchant to receive credit card payments:

1. Accepting online payments
2. Accepting payments in-person at point of sale (e.g., credit card terminal)

Credit Card Processing Fees

*Fees vary depending on the application and the gateway used